The many momentous wins at the 94th Academy Awards in March 2022 were overshadowed by one comedic joke that went disastrously awry.
Comedian Chris Rock’s jab at Jada Pinkett Smith’s hair was not received well by her husband Will Smith, who walked up on stage and slapped Rock.
The Academy promptly held a hearing about the incident on April 8 and banned Smith from attending any Oscar-related events for 10 years. Smith in his turn has apologised to all parties and fully accepted his punishment.
Chris Rock did not suffer any major injuries and decided not to file any lawsuits against Smith or the Academy. However, instances of attendees getting hurt at events are not that rare. And some of them decide to sue the event organisers for damages.
So, how are lawsuits like this handled?
Event promoters usually purchase an Event Liability Insurance policy to hedge against anything untoward occurring at their venue. This includes third party injuries or illnesses, damage to property, and unexpected event cancellations.
Third Party Liability coverage is also found in General Liability Insurance, which is taken by businesses to cover accidents at their premises. Both of these insurance policies provide reimbursement for legal defence expenses, payable compensation to the claimant, and any repair costs.
Although these policies are pretty comprehensive, they do not always cover a brawl between two attendees, unless it turns into a riot– something unlikely to occur at an awards function.