Many businesses come into contact with the general public during the course of their daily activities- and that comes with certain risks.
What if a customer slips on your floor and breaks his leg?
What if a passerby is killed by a wonky signboard you’ve put up?
What if your staff member drops coffee on a customer’s handbag?
In these cases, your business will have caused death, personal injury, or damage to someone’s property. And you may face a heavy lawsuit because of it.
That’s where Public Liability Insurance can protect you!
Under this, your insurer covers legal costs and pays damages (up to a limit) if a lawsuit has been filed against your business. However, it only covers incidents that happen on your business property.
Know more : What is Public Liability Insurance?