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What is Public Liability Insurance?

What is Public Liability Insurance?

Many businesses come into contact with the general public during the course of their daily activities- and that comes with certain risks.

What if a customer slips on your floor and breaks his leg?

What if a passerby is killed by a wonky signboard you’ve put up?

What if your staff member drops coffee on a customer’s handbag?

In these cases, your business will have caused death, personal injury, or damage to someone’s property. And you may face a heavy lawsuit because of it.

That’s where Public Liability Insurance can protect you!

Under this, your insurer covers legal costs and pays damages (up to a limit) if a lawsuit has been filed against your business. However, it only covers incidents that happen on your business property.

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Further Reading

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