Social Media Influencer Vikas Fhatak, popularly known as Hindustani Bhau, was arrested on 1 Feb 2022, for allegedly instigating a student riot.
In a video, Fhatak could be seen asking students to protest against the offline board exams for classes 10 and 12 to be held in Maharashtra. And so, hundreds of students assembled at Ashok Mill Naka in Dharavi, Mumbai, near the residence of Maharashtra Education Minister Varsha Gaikwad.
The protests soon took a violent turn as some students began damaging private and police property, pelting stones, and blocking roads. The police had to respond with a mild baton charge to suppress the mob’s movement towards the Minister’s residence.
While this particular protest-turned-riot was quickly dissolved, other riots are a lot more violent and end up causing a lot more property damage. There were almost 2,000 communal riot cases registered in India between 2018-2020.
So how can individuals and businesses protect their property?
This is done with the help of RSMD cover offered under Fire Insurance policies!
RSMD stands for Riots, Strikes, and Malicious Damage. Under this cover, any damage to assets like building structures, machinery, equipment, furniture, etc. caused by violent riots, strikes or malicious activity can be covered.
The RSMD cover forms part of the standard coverage of Bharat Griha Raksha Home Insurance policy, and Fire and Allied Perils Business Insurance policies. This cover can also be found in Motor Insurance policies, thus covering any damage caused to vehicles during riots or strikes.
Learn more: RSMD cover in Fire Insurance