On 5 November 2021, over 50 thousand people attended the 2021 Astroworld music festival where american rapper Travis Scott was scheduled to perform.
But the sold out outdoor concert, held in Houston Texas, soon turned into a catastrophe. A large crowd began to push and surge towards the front of the stage, causing many people in the front to be compressed.
The ensuing stampede generated mass panic and resulted in the deaths of 10 people and 300 injured.
After several people were rushed to the hospital, the concert was finally ended in the interest of public safety. In addition to this, the following day's lineup of performances for the two-day concert was also cancelled.
But in the event of tragic accidents like this one, how do victims and their families get compensated?
For most public events, including concerts, festivals, conferences, and other functions, event organisers and promoters purchase Public Liability Insurance.
Public Liability Insurance covers the amount that the insured becomes legally liable to pay to a third party on account of accidental death, bodily injury, disease or damage to their property. Through this insurance, businesses can pay for chargeable damages along with defence costs and other expenses.
Additionally, if the Astroworld event organizers had an Event Cancellation Insurance policy in place, all of their losses arising out of the cancellation of subsequent events would be covered.
A thorough investigation into the event was conducted. The surfaced videos showed that the chaos among the concert attendees began much earlier in the day and that the disaster could have been curtailed much sooner.
Hundreds of lawsuits have been filed against the responsible parties as of November 2021.
Interested in learning more? Check out Public Liability Insurance and What would happen if an ICC T20 match is canceled next!
Know more: What is Public Liability Insurance?