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Are Delhi's businesses safe during its pre-monsoon thunderstorm?

Are Delhi's businesses safe during its pre-monsoon thunderstorm?

The residents of Delhi and the rest of the National Capital Region (NCR) woke up in the morning of May 23 to gusty winds and thunderous rains. The India Meteorological Department (IMD) has said that thundershower with moderate rainfall will continue over the capital region.

Several areas witnessed power blackouts accompanied by traffic chaos, uprooted trees, waterlogging, and even hailstorms.

Flight operations at Delhi's Indira Gandhi International (IGI) Airport have also been badly affected, as many airlines have issued warnings to customers over flight delays, diversions, and cancellations.

The IMD has expressed concern over the status of vulnerable structures like kutcha houses and shops located in perilous areas. In fact, cars, stores, office buildings all face disastrous consequences due to this storm.

But there is a way for businesses to financially prepare for these situations– through Insurance!

They can opt for a particular kind of insurance policy that protects them against a dozen risks, including the risk of damage due to storms, rains and floods.

Commonly known as Fire and Allied Perils Insurance, this policy comes with a set of covers called STFI, which stands for Storm, Typhoon, Flood and Inundation.

Under this cover, businesses can get financially reimbursed for any physical damage caused to their stock, building, machinery or any other asset due to the listed perils. A similar cover can be found in home and car insurance policies.

With monsoons about to commence and many parts of the country already experiencing the pre-monsoon showers, a Fire Insurance policy is the perfect cover for your property– and one that is also extremely affordable!

How can homes and businesses be protected during cyclones?

Further Reading

Learn more: What is STFI cover in Fire Insurance?